Privacy Policy for BrightGate Mortgage

Effective Date: October 22, 2025

BrightGate Mortgage ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you engage with our services. By using our website or services, you consent to the collection and use of information as described in this policy.

1. Information We Collect

We may collect the following types of information:

Personal Information: Includes your name, address, email, phone number, Social Security number, financial and employment details, and any other information you provide to us during the mortgage process.

Usage Data: Information about how you interact with our website and services, such as IP address, browser type, device information, and pages visited.

Cookies and Tracking Technologies: We may use cookies, web beacons, and other tracking tools to enhance your browsing experience and improve our services.

2. How We Use Your Information

We use your information to:

  • Provide, process, and maintain our mortgage and financial services.

  • Review and manage your loan applications.

  • Communicate with you about your application, account, or inquiries.

  • Improve our website, services, and customer experience.

  • Comply with legal and regulatory requirements.

  • Protect against fraud, unauthorized activity, or potential misuse of our services.

3. Disclosure of Your Information

We may share your information in the following situations:

With Service Providers: We may share data with trusted third-party vendors who help us operate our business, such as credit agencies, appraisers, and marketing service providers.

For Legal Compliance: We may disclose information if required by law or in response to valid requests by regulatory or government authorities.

Business Transactions: In the event of a merger, acquisition, or sale of assets, your information may be part of the transferred assets.

4. Data Security

We take reasonable technical and organizational measures to safeguard your personal information against unauthorized access, alteration, disclosure, or destruction.
However, please note that no method of online transmission or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee its absolute security.

5. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

  • The right to access, update, or delete the information we hold about you.

  • The right to object to or restrict certain processing activities.

  • The right to request data portability.

To exercise these rights, please contact us using the details provided below.

6. Opt-Out Policy

You have the right to opt out of receiving marketing communications from BrightGate Mortgage. If you no longer wish to receive promotional emails or messages, you may do so by following the instructions below.

7. How to Opt Out

You can opt out by:

  • Clicking “unsubscribe” in any marketing email.

  • Sending an email to [Insert Email Address] with the subject line “Opt-Out Request.”

  • Calling us at [Insert Phone Number] to request removal from our marketing list.

8. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. Updates will be posted on this page with a revised effective date. Please review this policy occasionally to stay informed about how we protect your information.

9. Contact Us

If you have questions or concerns about this Privacy Policy or how your personal information is handled, please contact us:

BrightGate Mortgage
940 Calle Negocio Suite 240
San Clemente, CA 92673
chad@brightgatemortgage.com
949-732-1502

By using our website or services, you acknowledge that you have read, understood, and agreed to this Privacy Policy.